Resource Page • Buyers and Sellers

MONTGOMERY COUNTY
– Calculator • monthly mortgage payment
– Calculator • buyer closing costs
– Calculator • seller funds at closing
– Calculator • homeowner insurance
– Calculator • condo insurance HO-6  
– Calculator • monthly mortgage insurance
– Calculator • title insurance
– Calculator • today’s mortgage rates
– Property Tax bill  •  Estimated property tax bill
– Maryland Plat Survey
– Property data search
– Land Records
– Homeowner Permits
– Zoning map
– FHA approved condos
– VA  approved condos • VA loan info • VA Certificate of Eligibility online  
– School Assignments

– School Report Cards 2019
– Police Districts
– Sex offenders
– Crime Incident Map
– Alert System for schools, police, weather, emergencies
– Athletic Fields rainout line

FREE REPORTS
• 1st-time Buyers
• All Montgomery County Buyers
• 5% downpayment with no mortgage insurance and no 2nd loan
• $0 down

REVIEW YOUR CREDIT
– Free Credit Report Experian, TransUnion, Equifax (the only truly free source available to pull your credit)
– File a Dispute
– Rebuild your credit

INVESTMENT PROPERTIES
– Landlord resources
– Lead Registration • Lead compliance • Lead info for Rental unit owners
– License
– License (PG County)
– Valuation, comps, investment decision help
– Property Management help

BUYER’S PUNCHLIST
– Initial meeting to closing
– Handy phone #’s
– Home Warranty plans

Local Utilities
– PEPCO, 202-833-7500
– Washington Gas, 703-750-1000
– WSSC, 301-206-8000

 

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TRUSTED SERVICE PROVIDERS
Lenders
Cody Kessler, First Home Mortgage, 240-403-7233
NMLS #182716

Title Company, Closing Attorney
Colleen Smyth, Counselor’s Title, 301-670-0100
Colleen is an excellent attorney and will do your closing at her office.  They will provide a preliminary HUD-1 settlement statement early in the process for a clear understanding of closing costs & money needed (or getting back) at closing.

Home Inspector
Terry Ewald, Advanced Pro Inspections, 301-787-0644
Terry is a thorough & very skilled inspector. Automatically signs you up for Recall notifications on your appliances

Homeowner’s Insurance Agent

Termite Inspection
Superior Pest– 877-284-2466

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FAQ
What is the difference between an Eagle policy and a Standard Title policy?
What is the difference between a Foreclosure and a Short Sale?

PROTECT YOURSELF
1) Prevent credit bureaus from selling your info for next 5 years.
If you don’t, you will start to receive solicitations at your new address.
2) Place your phone number on the Do Not Call list. Register your cell phone!