Resource Page- Buyers and Sellers

EXAMINE YOUR CREDIT 
- Free Credit Report from the 3 major bureaus; Experian, TransUnion, Equifax
This is the only truly free source available to pull your credit. Allowed 1 per Bureau every 12 months.
- Filing a Dispute if you find inaccurate information


MONTGOMERY COUNTY

- Mortgage Calculator
- Closing costs calculator - Buyers 
- Funds at closing calculator - Sellers
- Property Tax bill 
Estimated tax bill
- MD Plat Survey 
- Montgomery County Land Survey, Subdivision, Condo Plats 
- MD Land Records
- Montgomery County Zoning & Permitting 
- Condo FHA approvedVA  approved?

Schools locator
- Local Police Districts
- Local sex offenders 
Local crime reports
ALERT Montgomery - get alerts; schools, police, emergency, severe weather...
- Misc; Parks rainout line,  


INVESTMENT PROPERTY
- Landlord resources
- Rentals- Lead Registration 
- Rental License Montgomery County
- Rental License PG County
Rentals- valuation, comps, investment decision help
Property Management help 


BUYER'S PUNCHLIST
- Initial meeting to closing
- Handy phone #'s
- Home Warranty plans

 
Local Utilities
- PEPCO, 202-833-7500
- Washington Gas, 703-750-1000
- WSSC, 301-206-8000

 

 

Local Lenders

Cody Kessler, First Home Mortgage, 240-403-7233
NMLS #182716


Brent Mendelson, Guaranteed Rate, 301-412-0259
NMLS #111407


Local Title Company, Closing Attorney

Colleen Smyth, Counselor's Title, 301-670-0100
Colleen is an excellent attorney and will do your closing at her office.  They will provide a preliminary HUD-1 settlement statement early in the process for a clear understanding of closing costs & money needed (or getting back) at closing.

Local Home Inspector
Terry Ewald, Advanced Pro Inspections, 301-787-0644
Terry is a thorough & very skilled inspector.  He also automatically signs you up for Recall notifications on your appliances


Local Homeowner's Insurance Agent


 
Termite Inspection

Superior Pest-- 877-284-2466


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QUESTIONS
What is the difference between an Eagle policy and a Standard Title policy?
What is the difference between a Foreclosure and a Short Sale?

 

PROTECT YOURSELF
1) Prevent credit bureaus from selling your info for next 5 years.
If you don't, you will start to receive solicitations at your new address.
2) Place your phone number on the Do Not Call list. Register your cell phone!