Resource Page • Buyers and Sellers

MONTGOMERY COUNTY
- Calculator • monthly mortgage payment
- Calculator • buyer closing costs
- Calculator • seller funds at closing
- Calculator • homeowner insurance
- Calculator - condo insurance HO-6  
- Calculator • monthly mortgage insurance
- Calculator • today's mortgage rates
- Property Tax bill 
- Estimated property tax bill
- Maryland Plat Survey 
- Property data search
- Land Records
- Homeowner Permits 
- Zoning map
- FHA approved condos 
- VA  approved condos
- School Assignments
- Police Districts
- Sex offenders 
- Crime reports
- Alert System for schools, police, weather, emergencies
- Athletic Fields rainout line

FREE REPORTS
• 1st-time Buyers
• All Montgomery County Buyers
• 5% downpayment with no mortgage insurance and no 2nd loan
• $0 down

REVIEW YOUR CREDIT 
- Free Credit Report Experian, TransUnion, Equifax (the only truly free source available to pull your credit)
- File a Dispute
- Rebuild your credit 

INVESTMENT PROPERTIES
- Landlord resources
- Lead Registration 
- License
- License (PG County)
- Valuation, comps, investment decision help
- Property Management help 

BUYER'S PUNCHLIST
- Initial meeting to closing
- Handy phone #'s
- Home Warranty plans

Local Utilities
- PEPCO, 202-833-7500
- Washington Gas, 703-750-1000
- WSSC, 301-206-8000

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TRUSTED SERVICE PROVIDERS
Lenders
Cody Kessler, First Home Mortgage, 240-403-7233
NMLS #182716

Title Company, Closing Attorney
Colleen Smyth, Counselor's Title, 301-670-0100
Colleen is an excellent attorney and will do your closing at her office.  They will provide a preliminary HUD-1 settlement statement early in the process for a clear understanding of closing costs & money needed (or getting back) at closing. 

Home Inspector
Terry Ewald, Advanced Pro Inspections, 301-787-0644
Terry is a thorough & very skilled inspector. Automatically signs you up for Recall notifications on your appliances

Homeowner's Insurance Agent

Termite Inspection
Superior Pest-- 877-284-2466

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FAQ
What is the difference between an Eagle policy and a Standard Title policy?
What is the difference between a Foreclosure and a Short Sale?

PROTECT YOURSELF
1) Prevent credit bureaus from selling your info for next 5 years. 
If you don't, you will start to receive solicitations at your new address.
2) Place your phone number on the Do Not Call list. Register your cell phone!