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1,940 Views, 0 Comments

19627 Galway Bay #201
Germantown, MD 20874


This Short Sale has been approved through the HAFA program with Bank of America.  Get this condo for HALF what the owner paid for it.  Open, spacious floor plan with high ceilings.  Vented from ceiling for easy air flow

combined with ceiling fans makes for easy heating & cooling.  The utility bill history is ridiculously low.  Full size, NON-stacked washer and dryer are INSIDE the unit.. and not shared.  This condo is ready to move in!

Financing
Many condominium buildings have been having issues with Buyers being able to purchase one of their units because their Delinquency Rate is above what Lenders will accept.  Typical financing accepts no higher than 15%.  This means if there are a 100 unit

9,732 Views, 0 Comments

As a loan officer who specializes in first time home buyers I have learned a few things that will help make the process smoother and less stressful. Here are 3 things I would advise my family member to do if they came to me for advice about buying a home.

#1. Hire professionals and trust them to do their Job - We are primarily compensated for our specialized knowledge. Leverage our expertise to help you accomplish your goals. Ask us before you make deposits or move money around.   Lenders now scrutinize bank accounts very closely & will ask about even small deposits.  Don't take out additional credit, don't open another Dept Store card for the discount... at least not during our process.

I have seen settlements delayed, contracts fall apart and

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