February 2019

Found 3 blog entries for February 2019.

100% financing • $0 down

About six years ago I wrote the below article...  not much has changed since then.
VA loans and USDA loans are still the 2 programs that Lenders are referring to when they advertise "No money down!" or "100% financing".  It's a great headline to get you to inquire with the Lender and from there they hope to get you into a program.  Any program.

100% • There is another loan program available if your household income is under 115k.  Most of the Montgomery County area (and MD) is eligible.  No mortgage insurance, and no 2nd loan.  Of course good credit is required.  Don't forget in most scenarios there is still $ you will need to cover closing costs and/or have in reserves after closing.  It is possible to minimize this,

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My average water bill has been about $120 for every 3 month billing cycle ($40/month).

water bill


Imagine my shock when my latest bill was over $1,000 !

water bill WTF

This happens to homeowners more than we realize.  Whether from a burst pipe while on vacation, or outdoor spigot left open, or as in my case a toilet flapper that wasn't making a complete seal.

I called WSSC and they walked me through a few steps on my Water Meter, first.  We determined the meter was working and matched their outside reading that was taken.  There was no way around it, I had to find the source of the leak and stop it.

WSSC told me to fix the issue, and to then call them back.  They allow for this to happen to their customers 1x every 3 years, and they will ADJUST the bill.  Thank God

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NEW Rockville Townhomes only Steps to Restaurants and METRO

Chapman Row Townhomes

Chapman Row at Twinbrook METRO are the first new townhomes to emerge in the vibrant and developing North Bethesda area. This enclave of townhomes would be on what I'd label the very outer edge of North Bethesda. They're a modern style you see in most of the new, urban townhome developments. 

Sizes range from 2,106 square feet to 2,315 square feet and feature 3 bedrooms and 2 bathrooms with an optional powder room on the kitchen and living room level. The larger model size difference comes from being 2 feet wider than the smaller models. What you'll have to determine is if the layout of the bedrooms works for your situation. What a mean? Well, the 3rd floor, which is the main sleeping

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